Set up a small regular saving

Choose a small amount to set aside regularly.

Why it helps

Small, regular amounts build a cushion without much effort, especially when automatic.

How to do it

1. Pick an amount you can spare.
2. Set a standing transfer or a calendar reminder.
3. Name the pot for what it's for.

Make it easier

Just decide on the amount.

Make it harder

Review the amount in three months.

This is general guidance, not financial advice; choose what suits your situation.